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DCA Calculator

Model dollar-cost averaging returns with custom investment amounts, frequencies, and price changes. See total invested, current value, and average cost basis.

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DCA Parameters

Price change: +50.00%

Total Invested

$6,000.00

Current Value

$7,316.75

Profit / Loss

+1,316.75

21.95%

Average Cost Basis

$123.01

Total Shares/Units

48.7783

DCA vs Lump Sum Comparison

Lump sum at start price

$9,000.00

DCA result

$7,316.75

Investment Schedule

#PriceInvestedSharesTotal SharesTotal Invested
1$100.00$500.005.00005.0000$500.00
2$104.55$500.004.78269.7826$1,000.00
3$109.09$500.004.583314.3659$1,500.00
4$113.64$500.004.400018.7659$2,000.00
5$118.18$500.004.230822.9967$2,500.00
6$122.73$500.004.074127.0708$3,000.00
7$127.27$500.003.928630.9994$3,500.00
8$131.82$500.003.793134.7925$4,000.00
9$136.36$500.003.666738.4591$4,500.00
10$140.91$500.003.548442.0075$5,000.00
11$145.45$500.003.437545.4450$5,500.00
12$150.00$500.003.333348.7783$6,000.00
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How to Use DCA Calculator

  1. 1

    Set investment amount

    Enter how much you invest each period.

  2. 2

    Choose frequency

    Select weekly, biweekly, or monthly investment frequency.

  3. 3

    Enter price range

    Set the start price and end price of the asset over your time period.

  4. 4

    Set time period

    Enter the investment duration in months.

  5. 5

    Analyze results

    See total invested, current value, profit/loss, and average cost basis.

Frequently Asked Questions

DCA is an investment strategy where you invest a fixed amount at regular intervals regardless of price. This reduces the impact of volatility by buying more shares when prices are low and fewer when prices are high.

Studies show lump sum investing outperforms DCA about 2/3 of the time in a rising market. However, DCA reduces risk and emotional decision-making, making it a preferred strategy for many investors.

Average cost basis = Total amount invested / Total shares purchased. This gives you the average price you paid per share across all your purchases.

Yes, this calculator uses linear interpolation between start and end prices for simplicity. Real market prices fluctuate, but this gives a useful estimate of DCA outcomes.